You begin play by betting 1, 2, 3, 4, or 5 coins. The machine then deals 5 cards face down and turns over the first 4 cards. You now have the option of doubling your bet. If you choose to double down and you have enough credits to cover the additional wager, the machine will use your credits to cover the bet. Otherwise, you'll have to insert more coins.
Because you don't have the opportunity to improve your hand by drawing cards, paying hands are harder to get in Double Down Stud. The Double Down Stud paytable can therefore afford to be more generous than a draw video poker game's paytable for the same hands. The 1-coin payoffs are as follows: a pair of Sixes through a pair of Tens pay 1 coin, a pair of Jacks or better pay 2, two pairs 3, three-of-a-kind 4, a straight 6, a flush 9, a full house 12, four-of-a-kind 50, a straight flush 200, and a royal flush 1,000. With max coins bet, that's an initial bet of 5 coins and an additional 5 coins to double down for a total of 10 coins, the royal flush payoff is 20,000 coins.
The key to playing expert draw video poker is knowing which cards to discard. The key to playing expert Double Down Stud is knowing when to double down. If you never double down, the long-term payback for the game is a paltry 72.5%. If you always double down, the long-term payback is just a hair better at 72.6%. Playing the expert strategy which follows, your long-term payback is 97.8%.
You should also consider playing Double Down Stud if you're new to playing video poker. The expert strategy for Double Down Stud is much simpler than the expert strategy for a draw video poker machine. You only have to decide whether or not to double down. You don't have to decide which one of the 32 combinations of cards you can hold is the best. You can get comfortable with the ranking of the poker hands while playing Double Down Stud and then move on to learning the more complicated strategies of the draw video poker games.
Finally, the best reason to consider playing Double Down Stud is if you want to play fewer than five coins at a time. Both Double Down Stud and most draw video poker machines pay a bonus for betting max coins when you hit a royal flush. Royal flushes occur once in every 649,740 hands in Double Down Stud, versus about once in every 40,000 hands in a draw video poker game. Because royals are so much rarer in Double Down Stud, you're much less likely to hit one and miss out on the max coin bonus and regret not having played the extra coins.
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